Terms and Conditions

Effective Date: August 10, 2024

Welcome to AJ Insights!

These Terms and Conditions (the "Terms") govern your use of the website [AJ Insights](https://www.aj-insights.com) (the "Website") provided by [Your Name] (referred to as "I," "me," or "my"). By accessing or using the Website, you agree to these Terms. If you do not agree with any part of these Terms, you must not use the Website.

1. Acceptance of Terms

By accessing and using the Website, you accept and agree to these Terms and my Privacy Policy. These Terms may be updated periodically, and your continued use of the Website signifies your acceptance of any changes.

2. Use of the Website

- Visualizations Provided: The Website offers free Power BI visualizations based on data obtained from publicly available sources or government websites. These visualizations are intended for personal and educational use only.

- Permitted Use: You may use the visualizations for personal, non-commercial purposes only. Any commercial use requires explicit prior written consent from me.

- Prohibited Use: You must not:

- Copy, modify, distribute, or reproduce the visualizations for commercial purposes.

- Use the visualizations in a way that could damage, disable, overburden, or impair the Website or interfere with others' use of the Website.

- Engage in any illegal or fraudulent activities.

3. Disclaimer of Accuracy

- Data Sources: The visualizations are created using data sourced from publicly available or government websites. While I strive to present accurate and useful visualizations, I do not control or verify the accuracy, completeness, or reliability of the data.

- No Guarantee of Correctness: The visualizations are provided "as is," and I make no warranties or representations regarding their accuracy, completeness, or reliability. Users are solely responsible for verifying the accuracy of the data by referring directly to the original sources. I disclaim all liability for any errors, inaccuracies, or omissions in the visualizations or the underlying data.

4. Intellectual Property

- Ownership: All content on the Website, including visualizations, text, graphics, and logos, is my property or that of my licensors and is protected by intellectual property laws.

- License: I grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the visualizations solely for personal and educational purposes. This license does not include any right to resell, redistribute, or exploit the visualizations for commercial purposes.

5. Limitation of Liability

- Exclusion of Liability: To the fullest extent permitted by law, I disclaim all liability for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of the Website or the visualizations. This includes, but is not limited to, damages for loss of data, loss of profits, or any other damages resulting from errors or inaccuracies in the visualizations.

- No Responsibility for Data Accuracy: I am not responsible for any issues arising from the use of data from third-party sources. I shall not be liable for any actions taken based on the visualizations or for any reliance placed on the data provided.

6. Third-Party Links

The Website may contain links to third-party websites or services not owned or controlled by me. I assume no responsibility for the content, privacy policies, or practices of any third-party sites. You agree that I shall not be liable for any damage or loss caused by or in connection with the use of any third-party sites.

7. Indemnification

You agree to indemnify, defend, and hold harmless me and my affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees, arising out of or related to your use of the Website, any violation of these Terms, or any infringement of any intellectual property or other rights of any person or entity.

8. Termination

I reserve the right to terminate or suspend your access to the Website at my sole discretion, without prior notice or liability, for any reason, including if you breach these Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles. Any legal action or proceeding arising out of or related to these Terms shall be brought exclusively in the courts of [Your Jurisdiction].

10. Changes to Terms

I reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Website after changes signifies your acceptance of the updated Terms.

11. Contact Information

If you have any questions or concerns about these Terms, please contact me at:

Email: ajbiinsights@gmail.com